Money well Spent - Paying for Travel in Your 40s & 50s
I wish I could afford to travel internationally
As I mentioned in my first blog post Pack Light? money or lack of financial resources is one of the most common reasons women of color who are 40+ give for putting off or forgoing global travel. At this time in our lives, we are pulled in many directions and we can feel totally maxed out from multiple financial obligations. As I think about my travel plans for 2018, I can’t help thinking about the cost and how I will have to adjust my spending and shopping habits to accommodate my love for travel. Confession time: This is not my forte. Don’t get it twisted, when it comes to managing projects and resources for my work and for trips that I plan professionally, I am "on it" watching every dime and always seeking out ways to save money for my clients. However, like many of you, I am a single woman who is the sole bread winner in my home. I don’t know about you, but for me it is sometimes difficult to objectively look at my finances and decide what must go so that I can afford to travel without coming home to a financial mess. On this topic, I am a work in progress, however, I make travel work because I see it as a priority and view travel as a necessity and not a luxury. I am always seeking out new ways to afford travel and to understand what others are doing to save and financially plan for travel.
Thorough research is truly my secret weapon when it comes to traveling in a financially responsible way. I try to figure out the best ways to save on accommodations, flights and local expenses. Understanding the local transportation systems, knowing the high and low seasons and the ways that local people live enables me to save money by avoiding tourist traps. I am also always reaching out to travel networks to get tips from folks who have previously traveled to a locale. Good research can help you save money and time before you head out on that next trip.
Travel as if you will again
The most common way that we waste money while traveling is trying to fit in every possible "once in a lifetime" experience into one trip. We pack everyday with tours, cultural experiences, shopping and every extravagance that we can (or can't) afford justifying the overspending with the "I will never have this chance again" rationale. This type of travel can actually have the biggest negative impact on our upcoming travel. Does it really make sense to spend all of our savings on one single trip to Paris, without considering that Paris is actually a city that you discover something new every time you visit. I have been more than five times and each time I go, I experience something different. If you think of yourself as a traveler instead of a tourist, you begin making travel decisions based on what will make the most financial sense and based on what experiences you can reserve for when you go the next time.
Group Travel with Payment Plans